Understanding Returns in the Plan Overview Section

Plans track and calculate returns based solely on automated investments made by the Plan itself. Plans only purchase assets (never sell), so the returns displayed reflect only these purchases over the lifetime of the Plan.

Think of this like an investment prospectus showing the return since the start of the year; individual investors will have varying returns based on when they invested. The Plan Overview works similarly, but instead of January 1, the return calculation starts from when you subscribed to the automated Plan.